Many buyers are actively looking at homes and that means getting a lender and a mortgage in place to buy a home.  Of course, this year there are additional questions like has Covid changed the lending landscape?  Special guest Ruth Young, from Main Street Bank, joins us to talk about what the current lending conditions are like and how it impacts buyers on things like getting a pre-approval and credit scores.  We also discuss what happens if a potential buyer is temporarily unemployed, the future of interest rates and how closings are being handled in a safe manner.